Steps In Getting a Comprehensive Car Insurance

So you’re going to update your policy coverage? That’s great! Car Insurance coverage is a necessity in the Philippines. Your Compulsory Third Party Liability Insurance (CTPL) is in fact mandated by the Philippine Government. However, CTPL only covers for the third party liability not the damages in your car. That is why it is as important as getting a Comprehensive Car Insurance to help you protect your vehicle.


Here are quick steps in getting a comprehensive car policy:

  • Determine your insurance provider

If you’re already applying for a Comprehensive Car Policy, it means that you already have your CTPL under a provider. These two insurance policies can have different providers according to your choice. Make sure to remember that your insurance policy premium will be determined according to the vehicle type, make and model, and age of your vehicle.


  • Prepare the Requirements

There are several ways you can contact the insurance provider. You may contact them through an insurance broker, or you may consider going directly to their office.

  • Official Receipt (Vehicle’s OR)
  • Certificate of Registration
  • Driver’s License
  • Another valid Government ID


  • Await for your Insurance Policy

Within 2-5 business days your insurance policy will be issued and delivered by your agent, or to the delivery address you gave them. Normally, they should also provide you a digitalized copy of your policy. Pay your insurance premium on time and in full to avoid problems in filing a claim in the future.


And for your car care and accessory needs visit Blade Auto Center outlets nationwide or shop online at 

All the BIGGEST brands are here at the country's LARGEST car accessories chain store, we offer global brands such as; Sparco, DUB, MicroMagic, GoodyearPolaroidMothersPioneerPertuaChupa Chups and many more.